Terms and Conditions

Last Updated: August 10, 2025

Welcome to BudgetHive (“we,” “our,” or “us”). These Terms and Conditions govern your use of our website, www.budgethive.com (“Site”), and all related services. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use our Site.

1. Acceptance of Terms

By accessing BudgetHive, you confirm that you are at least 18 years old or have legal parental/guardian consent, and that you have read, understood, and agreed to these Terms.

2. Use of Our Content

All articles, guides, images, and other content on BudgetHive are for informational and educational purposes only.

  • You may not copy, distribute, or reproduce any content without our written permission.

  • You agree not to use our content for unlawful or unethical purposes.

3. Financial Disclaimer

BudgetHive provides information about budgeting, personal finance, and money management. However:

  • We are not financial advisors, accountants, or investment planners.

  • Any decision you make based on the information provided is at your own risk.

  • Always consult a licensed financial professional before making financial decisions.

4. User Responsibilities

When interacting with BudgetHive (comments, forms, or submissions), you agree:

  • Not to post illegal, offensive, or harmful material.

  • Not to attempt to hack, disrupt, or gain unauthorized access to our systems.

  • To provide accurate and truthful information when required.

5. Third-Party Links

Our website may include links to third-party websites for additional resources. We are not responsible for:

  • The accuracy of information on those websites.

  • The safety, security, or privacy practices of third parties.

6. Limitation of Liability

We strive to provide accurate and up-to-date information, but we make no guarantees:

  • We are not liable for losses, damages, or expenses arising from your use of this Site.

  • All content is provided “as is” without warranties of any kind.

7. Changes to Terms

We may update these Terms at any time without prior notice. Updates will be posted on this page with the “Last Updated” date. Continued use of our Site means you accept any changes.

8. Governing Law

These Terms are governed by and interpreted in accordance with the laws of the United States, without regard to conflict of law principles.

9. Contact Us

If you have any questions about these Terms, please contact us:

📧 Email: support@budgethive.com

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